AquilonWeb Access Terms and Conditions

Your use of the AquilonWeb service to access accounts or financial products/services held with Aquilon will be governed by this Access Agreement.

Please read all of these before clicking the "Login" button on the AquilonWeb log-in screen to agree to abide by them. They amend any predecessor agreements you may have signed relating to electronic access to accounts or financial products/services held with Aquilon, with any authorizations and consents given by you in those predecessor agreements remaining in full force.

You have read and understood this Agreement.

You have obtained a Login ID and Password from Aquilon.

Your first use of AquilonWeb will confirm your acceptance of and adherence to the terms of access.

Your agreement with Aquilon consists of this Agreement, plus the Terms applying from time to time, and shall bind you, your successors, heirs, executors, administrators, and legal representatives.

Aquilon may terminate your agreement with it at any time.

Any person entering into this Agreement in the capacity of an attorney under a Power of Attorney shall be bound by the terms of this Agreement in both his/her/their personal capacity/capacities as well as his/her/their capacity/capacities as attorney/attorneys.

AquilonWeb Access Terms and Conditions

Introduction
Aquilon may provide Electronic Access by one or more of the following methods:

• Speaking over the telephone with Aquilon
• Meeting in person at Aquilon
• Electronic Signature

The above methods of Electronic Access require an Electronic Signature which consists of the supplied LoginId and Password or other security measures as required by Aquilon.

Aquilon will issue to Customer the LoginID and other components of Customer's Electronic Signature for the Electronic Access. The customer is responsible for keeping his/her/their password secret and confidential and will not select a password which can be easily determined.

Customer liability
Customer agrees use of Electronic Signature is legal equivalent to Customer's written signed instructions to Aquilon. Customer is bound by and liable for all use including unauthorized use by other persons without Customer's knowledge or consent.

Aquilon will be under no obligation to confirm the actual identity or authority of any user of the Electronic Signature or any component thereof.

Customer will not be responsible for unauthorized use of Electronic Signature occurring after notifying Aquilon in accordance with the notice provisions below, or in accordance with applicable legislation.

Protection of Electronic Signature
Customer agrees to keep Electronic Signature and all components thereof secret and safe to prevent unauthorized use. This includes but is not limited to:

• memorizing and keeping no record of any PIN, passwords, or codes included in the Electronic Signature;
• avoiding selecting number combinations which may be easy for someone else to guess such as 1, 2, 3, 4 or which are associated with Customer such as birth date, or address, and so on;
• avoiding selecting any part of another password, PIN or code;
• take all necessary precautions to ensure that no one finds out any component of Electronic Signature including while Customer is keying in.

Notice to Aquilon

Customer must either attend Aquilon or immediately phone the numbers below if any component of Electronic Signature is lost, stolen, misused or may have become known to anyone other than the Customer:

Canada and United States 416-363-3050 or 800-665-1757 for Aquilon Capital Corporation.

Verification
Aquilon may, for its protection and without any obligation to Customer, require verification before accepting any voice or electronic instructions.

Aquilon not liable
Aquilon may cancel or restrict use of Electronic Access or Electronic Signature without notice to Customer.

Aquilon has no liability for damages or harm which Customer may incur or experience as a result of any non-acceptance, delay or restriction in implementing instructions, nor for any unavailability, malfunction, cancellation, restriction or withdrawal of Electronic Access or any portion of such service or any device associated with it.

Accounts access
The accounts accessible through Electronic Access are those which have been specified in advance on Aquilon's records and to which Aquilon allows access.

Amendment of these terms
These Terms can be amended by notifying Customer by the same notification methods provided in the AquilonWeb Access Agreement for introducing new Access. Customer will be considered to have received notice of change, five (5) business days after Aquilon mailing or sending to Customer, or Aquilon's posting of notice. The effective date for changes contained in such notices will be the date stated in them, and if no date is stated, they will have immediate effect. Use of the Electronic Access in question after such time shall confirm Customer's acceptance of and agreement to such amendments.

Exchange Rates
Transactions in foreign currency will be converted to Aquilon's buying or selling rate of exchange at the time the transaction is accepted and/or verified by Aquilon.

General
It is the express wish of the parties that this Agreement and any related documents be drawn up and executed in English.

The terms and conditions of other agreements relating to Customer's other Aquilon business remain in force except as expressly altered by these Terms. If there is a conflict between any provision of those other agreements and these Terms, those Agreements prevail (except that these Terms will be governed by the laws of Ontario (subject to applicable legislation) and those other Agreements by such laws as may be applicable).

Any investment information accessible by Customers through Electronic Access including quotation information, is made available from sources regarded as reliable, but is not guaranteed. Neither Aquilon nor any third party supplier of any such information shall be liable for its accuracy or timeliness. Quotation information means information regarding a stock, bond, option, index, or other market or price indicator.

For Electronic Access by a PC, Customer assumes responsibility to keep secure from unauthorized access any information stored in Customer's PC, on disk, or any associated equipment.